Growth financing for the new age
of holistic health

Up to $250k. Equity-free. In 72 hours.

Get Started
Pricing

No hidden fees or surprises here

The Afelio Card is designed to be employee and
employer-friendly:

Fast Funding
No Credit Check
No minimum Signups
No termination fees
Pay only a % per transaction
Get Started for Free
We partner with the Best-in-class in Health and Wellness

Why partner with the ZenCap?

Maximize ROI on your employee benefits

Every $1 spent on health and wellness benefits generates $4 in cost savings, decreased turnover and increased productivity.

 Attract and Retain the best employees

Offering the Afelio Card makes your benefits platform a competitive advantage in the hiring process. Once they’re onboard, they won’t want to leave.

Free up your HR team to do their best work

Afelio’s ecosystem of providers is continually updated to bring only the best in cutting edge mental health and wellness.

Make your CFO smile with our transparent pricing

Cost effective and simple, the Afelio Card offers access to discounted rates on all popular offerings, and only charges 4% of actual spend. No PEPM, No surprises. 

Support each individual on your team, individually

One size does not fit all. Employees are empowered to choose from our high-quality, vetted wellness and lifestyle providers that enhance their mind, body, and spirit. 

Privacy and Peace
of Mind,
by design

All data on employee benefits selection is stored in a HIPAA-compliant platform to protect employee privacy and allow employees to get the support they need with peace of mind.

“Great Solution”

The Afelio Card appears to be great solution in this difficult environment. They are thinking outside the box when it comes to employee benefits.

John C.
Chief Culture Officer, Series B startup
Testimonials

What others are saying about us

We’re always striving to improve the Afelio experience. Hear from some of our anonymized clients and partners.

“Employee-friendly”

Afelio really cares about the employees. We don't have to spend the credit on a monthly basis, but we can save up for more expensive purchases is  pretty sweet.

Morgan W.
Employee, F500 Corporate

“Best Employee Benefit”

Many of my clients have been looking for exactly this. HR & People Leaders are stressed out just by looking at mental health solutions for their employees. The Afelio Card eliminates the time consuming annual plan design process for them.

Sophie M.
Mid Market HR Benefits Broker

Try the Afelio Card for Free!

What’s stopping you from building a better workplace environment, and giving your employees what they deserve? Get Lumi, and get rewarded today.

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Strategic capital
to power your expansion plans

Delayed repayments by insurance and a lack of alternative financing options hinders a practice's speed to accumulate growth capital and expand your business. ZenCo streamlines access and expedites your plans.

Simple, customized funding designed for holistic health providers

Using your last 6 months of statements or outstanding receivables, we will customize packages that cater to your business and use case in just 3 days.

Simulate your financing with Zenvoice

Tell us how much outstanding invoices you have and we'll give you an estimate of your funding

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Your monthly payments

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Simulate your financing with ZenCo

Input the fields below to instantly receive an estimate of the funding amount offered

k $
0
 0
50
FT
0
 0
10
mo
3
10
50
FT
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12
Monthly REPayment

$XXXXX

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How it Works

Reimagine the way you scale your business.
1
Onboard with us

We'll automatically assess your investment capacity by seamlessly connecting with your billing system or analyzing your financial history.

2
Receive fundings

We'll provide you with simple cash advancement packages ready for you to choose that are customized to your business within 3 business days.

3
Pay as you grow

Return funding as you receive payment from insurance or with the business’ future revenue receivables.

Ready to start ?

Join thousands of Health and Wellness practitioners who leverage their invoices to grow, invest, and enjoy the results of their work.
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We will get back to you within 24-48 hours.
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Products & Services
Let our products help you build your business from end to end.
ZenCap
Business Cash Advances aimed to scale all health & wellness providers.
ZenCollective
Provider-to-provider referral
directory and service.
ZenPartner
Experts and Partners dedicated to helping you grow your business.

Ready to grow on your own terms?

Join thousands of wellness founders taking control of their funding and scaling their business.
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We will get back to you within 24-48 hours.
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Join the waitlist.